As we focus on our Wisdom Notes this week, we want to consider how valuable every second of every day is. Imagine you have a bank account, and the bank deposits your account each morning with $86,400. This account carries over no balance from day to day, allows you to keep no cash balance, and every evening cancels whatever part of the amount you failed to use during the day. What would you do? Draw out every dollar to spend or invest, of course!

Well, everyone has such a bank. Its name is Time. Every morning, it credits you with 86,400 seconds. Every night it writes off as lost whatever of this you have failed to invest to good purpose. It carries over no balance. It allows no overdraft. Each day it opens a new account for you. Each night it burns the records of the day. If you fail to use the day’s deposits, the loss is yours.

There is no going back. There is no drawing against “tomorrow.” Therefore, there is never “not enough time” or “too much time.” How we invest our time is decided by us alone and nobody else. It is always a choice that we make. It is never the case of us not having enough time to do things, but the case of whether we want to do it.

You are personally responsible for being wise with the resources given to you each day, and the most precious of these resources is time. As long as you are alive the full day, every person on earth has the same amount of time to invest each day.

You must live in the present on today’s deposits. Invest it so as to get from it the utmost in health, happiness, and success! The clock is running!! Make the most of today.

• To realize the value of ONE YEAR, ask a student who failed a grade.
• To realize the value of ONE MONTH, ask a mother who has given birth to a premature baby.
• To realize the value of ONE WEEK, ask the editor of a weekly newspaper.
• To realize the value of ONE HOUR, ask the lovers who are waiting to meet.
• To realize the value of ONE MINUTE, ask a person who just missed a train.
• To realize the value of ONE SECOND, ask someone who just avoided an accident.
• To realize the value of ONE MILLISECOND, ask the person who won a silver medal at the Olympics.

Treasure every moment that you have! And treasure it more because you shared it with someone special, special enough to spend your time with. And remember time waits for no one.

“Yesterday is history. Tomorrow is a mystery. Today is a gift. That’s why it’s called the present.”

We would do well to also consult the Bible for investing the 86,400 seconds that we have each day.

Colossians 4:5-6, “Live wisely among those who are not believers, and make the most of every opportunity. Let your conversation be gracious and attractive so that you will have the right response for everyone.”

Psalms 90:12, “Teach us to realize the brevity of life, so that we may grow in wisdom.”

James 4:13-17, “Look here, you who say, ‘Today or tomorrow we are going to a certain town and will stay there a year. We will do business there and make a profit.’ How do you know what your life will be like tomorrow? Your life is like the morning fog—it’s here a little while, then it’s gone. What you ought to say is, ‘If the Lord wants us to, we will live and do this or that.’ Otherwise, you are boasting about your own pretentious plans, and all such boasting is evil. Remember, it is sin to know what you ought to do and then not do it.”

This week in our Wisdom Notes we looked at the true value of time and the lessons that can be learned from investing our time wisely. The lessons that we can learn from each other are valuable, so encourage your friends and family to join us each day on our podcast.